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How AI Agents Can Make Real-World Transactions: A Complete Toolkit

A comprehensive toolkit for bringing AI agents into the real economy—smart wallets for autonomous transactions, tools for businesses to serve AI customers, and more.

How AI Agents Can Make Real-World Transactions: A Complete Toolkit

Today, Crossmint launched a new toolkit for transforming AI agents into real economic actors. Here's why.

Millions of AI agents are about to enter the real economy. 

But they’ll face one major problem: our financial system was designed explicitly to keep them out. 

Imagine tasking an AI agent with finding the best price for your favorite ground coffee. It can analyze thousands of listings instantly, yet fail at the final step—the purchase. Why? Today's financial system blocks AI agents at every turn:

  • "I'm not a robot" captchas and sophisticated bot detection software
  • Two-factor authentication requirements
  • Fraud detection systems that flag non-human behavior
  • Checkout flows built exclusively for human interaction

They need a new system.

Crypto: The Perfect Infrastructure for AI Agents

Where credit cards and bank accounts are cumbersome, an agent can generate a wallet with a single API call.

With it, they can hold dollars (as stablecoins), and transact autonomously with near zero fees and instant settlement.

Smart Wallets: How Humans Maintain Control Over AI Agents

Smart wallets let humans program spending limits and restrictions directly into their agent’s wallet. 

Onchain credentials will let humans delegate authority to let agents act on their behalf (purchase flights, place orders, etc.).

Blockchains make agent activity auditable by default.

Enabling Businesses to Serve AI Agent Customers

Businesses will need new APIs that allow AI agents to make purchases. 

By tokenizing their inventory to represent real goods and services onchain, they can cater to AI agent consumers.

The Complete AI Agent Toolkit: What's Included

Whether you’re building AI agents or want to sell to them, we have everything you need: 

  • Smart wallets that let agents hold funds and transact autonomously, with programmable spending limits and restrictions 
  • Minting APIs for tokenizing inventory and simple plugins for bringing goods and services onchain with one click
  • Headless checkout APIs that let agents purchase tokenized inventory with a single API call
  • Credentials that let you cryptographically authorize your agent to act on your behalf

Get Started with AI Agents

Check out our docs → to start building.

Learn more about our AI agent toolkit → and tell us what you're building.